Can used OEM auto parts be installed for insurance claims?
In short Yes, insurance companies may allow used OEM auto parts to be installed for insurance claim auto repairs. Used OEM parts can offer parts buyers a balance of OEM quality & fit, with lower costs when compared with new OEM parts
Some key takeaways regarding installed used OEM auto parts for insurance claim auto repairs:
Verify that your insurance policy allows used parts
Your insurance policy may allow your insurance company to install used parts to repair your vehicle. Many insurance policies don't automatically cover OEM parts. If you want to install used OEM parts, you may need to request coverage or pay an additional fee. This will need to be verified with an individual's insurance policy.
Stipulations for installing used OEM parts in insurance claims varies state-by-state
Each individual state has their own protocols for how used OEM parts are allowed to be utilized in insurance claim auto repairs. Check your specific insurance policy for more details in your particular state.
Used OEM parts and repair estimates
Your insurance company may include used OEM parts in the repair estimates, particularly for hard-to-find parts or parts with limited new OEM/aftermarket availability.
Body shops generally prefer used OEM parts vs. new aftermarket parts
Most body shops prefer installing used OEM auto parts over aftermarket parts because used OEM parts eliminate issues with proper fitment. Aftermarket parts are usually produced from replicas, drawings or specs with estimated dimensions. Aftermarket parts can never 100% replicate the fit of an OEM part due to slight but inevitable variances in manufacturing tolerances.
